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Life Insurance
The purpose of life insurance, regardless of the type, is to provide financial protection for beneficiaries in the event of the insured'd death. Some policies also include "living benefits" which will pay out should the insured be diagnosed with a chronic, critical or terminal illness.
Benefits
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Replaces lost income for surviving family members
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Pays off debts, mortgages and final expenses
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Support long-term financial goals like education or retirement savings
Who Needs This Coverage
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Individuals with a spouse or dependents or significant financial obligations
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Anyone looking to leave a legacy or ensure family stability
Life insurance isn’t for you—it’s for those who depend on you
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